How can I distinguish between coordinate and cumulative adjectives?

Coordinate adjectives are independent of one another, so their order doesn’t matter (e.g., “beautiful and smart” is the same as “smart and beautiful”). Additionally, coordinate adjectives use a comma or “and.”

In contrast, cumulative adjectives must follow a particular order to sound correct and do not use a comma or “and” (e.g., “The tall Dutch tourist bumped her head on the doorframe”).